Affordable Car Rental Damage Insurance

Your Guide to:

Rental Car Damage

[p'teet] adjective: “Small price, big coverage” ™

• Worry-Less Rentals
• Up to $45,000 Damage, Theft Protection
• Primary Annual & Daily Rental Car Insurance
• Avoid Outrageous Rental Counter Prices
• Zero Deductible
• Travel Throughout the US and Worldwide
• Compatible with major rental car companies

Partnered with:


Rental Car Damage offers primary car rental damage insurance, up to $40,000, for the following:
1) Rental car is damaged while you are driving or while the rental car is unattended.
shown in the benefits schedule.
2) Rental car is damaged as a result of other causes (for example: fire, storm, vandalism, or theft)

Travel Assistance

If you are in need of assistance while traveling, Allianz Global Assistance team can help with the travel problems 24 hours a day, almost everywhere in the world.

Zero Deductible

Should you need to make a claim there will be no deductible.

Free Cancellation

You may cancel your policy any time prior to taking possesion of the rental car.
For example, if you cancel your car rental reservation prior to pick up or do not take possesion of the rental car, you are entitled to a refund of premium. You must contact us to request a refund.

Primary Rental Coverage provides primary coverage, which will act as your alternative to claiming on your regular auto insurance, which has the potential to rate increases.

All Eligible Drivers Covered

An eligible driver is at least 21 years of age, has a valid driver's license and is included on the rental car agreement.

What Our Customers Say About Us

5 Reasons to Buy 3rd Party Rental Car Insurance

  • Many people confuse rental re-imbursement coverage with rental car damage insurance. For example, rental re-imbursement covers the auto insurance policy holder for rental car charges, for up to 30 days, while their damaged vehicle is in the workshop being fixed.
  • If you will need to claim for rental car damage through your auto-policy you may incur a hefty premium increase. NAIC research found that a first claim can increase premiums by up to 44%.
  • However, given the rental car damage protector provided on is primary coverage, it will act as your alternative to claiming on your regular auto insurance.
  • If you have an accident causing $2,500 in damage to the rental car, you will need to pay a deductible, which generally ranges between $500-$1000. The Allianz Rental Car Damage Protector, has a zero deductible in case of damage.
worry-less travel
  • The last thing you need to do is to worry about mishaps when you are traveling.
  • Covers up to $45,000 in car rental damages.
Avoid High Pressure Tactics at Rental Counter
  • You won't have to worry about the high pressure sales tactics when you collect the rental car.
  • Just say "no thanks, I have my own insurance".

About Us

The team at have been committed to offering car renters damage insurance for over five years, in several markets including the USA. They pride themselves on providing a reasonably priced and easy to access coverage alternative to the rental giant’s expensive collision damage waiver (CDW) rates. is a trading name of Pablow, Inc. which is licensed to solicit travel insurance in all 50 states and Washington D.C.

License # CA - OK47860 & TX - 2031567
Pablow Inc. 321 E Walnut Street, Suite 130, Des Moines, IA 50309

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: Oakbrook Terrace, IL), rated “A-” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: Richmond, VA), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101- P series, depending on your state of residence. Plan(s) only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are brands of AGA Service Company.
AGA Service Company is the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Non-Insurance benefits/products are provided and serviced by AGA Service Company. Consumer may be responsible for charges incurred from outside vendors for assistance or concierge services. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or

The founder of opted out of owning a car over the last 10 years, instead he rents whenever the need arises (and in 2017 that amounted to 50 rental days). Given how often he rents, the idea of having to pay between $30-$40 a day for the rental company’s collision damage waiver, he found unaffordable, and hence in 2010 he decided to create his own affordable pre-purchase solution which quickens the rental car pickup process, and has since sold many thousands of policies to fellow renters.

From just $9.00 you can buy collision damage coverage up to $40,000 with zero deductible.*

* varies by state of residence