Avis logo; Author: Unknown; Attribution: Public domain
Avis is a leading rental car brand providing a convenient and modern fleet of vehicles all over the world. If you plan to drive a rental auto soon, have a good look at your own coverages first, you may be pleasantly surprised, but be sure to read the exclusions carefully. Taking Primary Rental Car Insurance is a wise move if you plan to collect your choice of hire vehicle from a Car Rental Center when your flight lands.
Cautionary From Avis Car Rental Insurance
Accepting Loss Damage Waiver (LDW) offered by any car rental company is not insurance cover, nor is it mandatory. Avis goes on to warn, “ If you accept full LDW by your initials on the rental document at the additional daily rate, for each full or partial day that the car is rented to you and the car is operated in accordance with the Agreement, we assume responsibility for the loss of or damage to the car...” It is reality check time; click here to view the myriad of exceptions that follow the above statement.
The Wise Renter Checks Ahead
What a lovely potential disclaimer, “…and the car is operated in accordance with the Agreement”. Given that the average Rental Agreement extends to14 pages of print, you can bet your bottom dollar that scope for refuting any claims covers a multitude of juicy exceptions. Consulting your broker is the best advice we can give you here.
Shop Around for Primary Cover and More
If you are considering rental cars, there are a number of alternatives to Car Rental Centers found at most busy airports. For example, peer-to-peer car services and car sharing programs come with their own insurance options. It pays to understand your existing coverage first, and then look at your rental insurance options.
Pteet.com offers a no-frills, easy-to-understand Rental Car Damage Protection at a fraction of the cost of accepting the waiver offered at the rental desk. For $9 per day, you enjoy up to $45,000 loss and damage cover.
All’s Well Using Avis Car Rental Insurance, Right?
As long as nothing happens to the rental vehicle during your hire, and providing you return your rental auto in showroom condition, great! If you encounter any mishaps or theft of your rental vehicle occurs during your hire, the not so elegant side of Car Rental Waiver kick in. Because it is not really car rental insurance at all, any claim you submit will be at the rental giant’s sole discretion.
Avis - and the other rental car companies – have been in business for a long time and they know every trick in the book. You can be sure that if you have to claim against the waiver, each argument will face scrutiny by the rental company and their underwriters. Your best bet is to go with the Rental Car Damage offered by Pteet. This is Primary Cover at its best!